What’s full underwriting approval? Its the most valued approval because it means your financial situation has already been reviewed and validated by a mortgage underwriter — giving you stronger buying power.

 Guaranteed financing.

You’ll be fully approved for a home loan, pending inspection and appraisal, giving you a leg up on other offers!

Beat the competition.

Having full underwriting approval is more attractive to sellers because they know your financial state is solid and that you’re guaranteed to be approved for a home loan.

Quicker closing dates.

You’re already a few steps ahead of most buyers! This is an appealing trait if a seller is choosing between multiple offers.

Ready to get started? Apply Now!

Get pre-approved in less than 24 hours.


Brian Manning is a licensed Loan Officer in Colorado for Guild Mortgage Company; Regulated by the CO Division of Real Estate. Licensed in the states of Colorado and Florida, NMLS #324952. The postings on this blog don't necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. This information is not guaranteed to be accurate and shall not be construed as a guarantee of loan approval. All loans are subject to underwriter approval, and are subject to change without notice.