Demystifying Myths
for the First Time Home Buyer
for the First Time Home Buyer
You’ve waited a long time and now you’re considering purchasing your first home in Colorado. But you’ve heard so many opinions that you find yourself wondering, “Can I really do this?” Or, “Is now the right time?”
The Brian Manning Team wants to demystify some common myths about getting a home loan in Colorado and set your mind at ease so you can proceed with confidence.
Myth #1

Truth: The minimum down payment is 3%. The Brian Manning Team can help you access down payment assistance when you want to purchase a home in Colorado.
Myth #2

Truth: Having a student loan does not prohibit you from buying a home. Most people still qualify. It’s worth having an introductory conversation with a member of The Brian Manning Team to explore your options.
Myth #3
Truth: Your mortgage payment may be within your budget and/or similar to what you’re paying for rent right now. When you rent, you’re paying someone else’s mortgage. When you own, you build equity and wealth in Colorado real estate. Ask a member of The Brian Manning Team to run a “rent vs. own” calculation for you and let the numbers speak for themselves.
Myth #4
Truth: You can get pre-approved for a home loan in one day. Typically, the home buying process can be completed within 30 days.

Myth #5

Truth: Whether you want to live in Boulder County, Castle Rock, Denver, or elsewhere along the Front Range, getting pre-approved for your home loan before you begin your search helps you move from speculation to actual, factual answers about what you can afford in your area.



















































































































































Testimonials Hear it from our clients View More Testimonials
Ready to Begin?
Contact The Brian Manning Team Today
You think you found it – the Colorado home you’ve been looking for. But now you’re on pins and needles wondering if you’ll be approved for financing. Contact us and let The Brian Manning Team make your mortgage process simple.