Demystifying Myths
for the First Time Home Buyer
for the First Time Home Buyer
You’ve waited a long time and now you’re considering purchasing your first home in Colorado. But you’ve heard so many opinions that you find yourself wondering, “Can I really do this?” Or, “Is now the right time?”
The Brian Manning Team wants to demystify some common myths about getting a home loan in Colorado and set your mind at ease so you can proceed with confidence.
Myth #1
I don’t have enough cash to put 20% down so I can’t buy.
Truth: The minimum down payment is 3%. The Brian Manning Team can help you access down payment assistance when you want to purchase a home in Colorado.
Myth #2
I have student loans so there’s no way I can qualify for a mortgage in Colorado.
Truth: Having a student loan does not prohibit you from buying a home. Most people still qualify. It’s worth having an introductory conversation with a member of The Brian Manning Team to explore your options.
Myth #3
If I buy a home in Colorado, it will cost me more than if I rent.
Truth: Your mortgage payment may be within your budget and/or similar to what you’re paying for rent right now. When you rent, you’re paying someone else’s mortgage. When you own, you build equity and wealth in Colorado real estate. Ask a member of The Brian Manning Team to run a “rent vs. own” calculation for you and let the numbers speak for themselves.
Myth #4
The loan process takes 60 days, that’s too long for me to wait.
Truth: You can get pre-approved for a home loan in one day. Typically, the home buying process can be completed within 30 days.
Myth #5
I can’t afford a home in the Colorado market.
Truth: Whether you want to live in Boulder County, Castle Rock, Denver, or elsewhere along the Front Range, getting pre-approved for your home loan before you begin your search helps you move from speculation to actual, factual answers about what you can afford in your area.
Brian and team were great in walking me through the home buying process as a first time home buyer. Brian was always available, and took special care to explain things in detail that I had questions about.This resulted in an easier than expected home buying process, I would absolutely recommend.
Brett Holle
20:07 18 Jun 21
We closed in three weeks. Due to the speed and professional approach of the Brian's team, we were able to compete with cash buyers and secure our dream house. Above and Beyond!!!
Alexander Pikunov
03:45 18 Jun 21
Brian has now assisted us with twice with our mortgage needs. Him and his team make the process easy. They are always responsive and ready to help. We are thankful for Brain and his talented team.
Elizabeth McCammon
15:56 16 Jun 21
Brian Manning and his team were so helpful through every step of our mortgage process. We had constant and quick communication daily after submitting our offer. My husband and I were both first time home buyers and did not know what to expect. Brian mapped out all steps of the mortgage process in our initial phone call, which gave us confidence in buying our first home. We will definitely use this team again!
Angela Kenski
16:28 14 Jun 21
Great team! Very great service. Painless process. I will never use a different Mortgage company again.
Bridgid Napier
15:03 10 Jun 21
Quick and detail oriented. Everything was straight forward and Brian and his team were super accessible.
Stefan Tangen
02:51 08 Jun 21
Brian and Team were spectacular! Five star service all the way. Especially impressed with the online portal - very user friendly and easy to follow instructions. Definitely would recommend
Kris Franklin
02:48 08 Jun 21
Brian and team were very quick and had a mission to get us approved when we applied. They meant business and got us through pre-approval within a few days of applying and was with us every step of the way, checking in until closing. They got us a high approval amount and was very well versed in VA loans. They made the process easy and quick on what could’ve been a grueling process when going through the VA. Brian and team came through for us and took us to closing without any major issues. So glad we went with them.Tessa and David M.
Skully Woo
07:24 04 Jun 21
Mike Ortiz
14:56 28 May 21
An amazing team!!! Thank you for making this process hassle free especially in this current crazy real estate market. Appreciate Brian and the team’s response time and follow ups during the entire process!!!
Ramya Krishnan
23:07 26 May 21
Brian and team are wonderful. They are super helpful throughout the loan process and keeps constantly in touch throughout the process and will provide you with timely updates.The Instructions provided by team are always clear and their response time is much appreciated. A Great Team to work with😃
thej kumar
22:56 26 May 21
Just excellent from start to finish. We were originally going to go with an online lender, but the online lender surprised us with so many fees an unexpected delays that we were terrified that we’d lose our earnest money and the house we loved. Brian and his team helped us get a great rate and every interaction was prompt and professional. Brian and his team got our mortgage to close on time, and we’d highly recommend them and their concierge-like service. When we purchase property in the future, we’ll go straight to Brian and his team. Well done!
Drew Sullivan
22:49 21 May 21
Once again my husband and I are very pleased about the work Brian Manning and his team has done!Brian and his team were very professional and made it a very easy process.They were willing to help in anyway possible and if we had a question or concern Day noon or night they were there, all questions were answered in a timely matter. I really can’t express how easy Brian and his team made everything go so smoothly.We highly recommend them!!
Chivonne Scott
05:39 19 May 21
Brian Manning and his team at Guaranteed Rate were easy and great to work with. I will use them again in the future!
Brett Hanson
00:45 12 May 21
It was a pleasure working with Brian and his team! Professional, courteous and a great follow through!
philsco
13:41 11 May 21
Brian and his team were awesome. From the first call to the last he was responsive and timely. We had some last minute adjustments on Wednesday prior to Friday closing and he was on it with restructuring the loan on a dime. His associate Alexis was great about letting me know as soon as she did about documents. Using DocuSign and the guaranteed rate portal made everything so smooth and I was notified immediately every time a new signature or document was needed. We couldn’t do a flash close because of the last minute changes but I was able to review most of the closing documents a week before closing. I really can’t say enough about how easy Brian and team made everything. Thank you manning team!!
David Remmert
23:26 05 May 21
Brian and the team pulled through and have a lot of resources
Nick Fisher
23:58 03 May 21
Brian and his team did a great job handling the financing for the purchase of our home. He spent a lot of time with us on the phone initially and was always easy to contact. Highly recommend him.
Tiffany P
15:16 26 Apr 21
Brian and his team helped me and my husband close on our first home. We highly recommend Guaranteed Rate as they are extremely responsive, respectful, and great to work with!
Nathália Kato Giordano
17:04 24 Apr 21
My wife and I successfully closed on our first home in less than 30 days, due in part to Brian Manning and his amazing team! In the competitive Colorado market, it's important to have a local lender like Brian who is easy to get a hold of, and who stays on top of important deadlines. There was even a last-minute snafu on our closing day, and Brian figured it out and was honest and communicative. I highly recommend Brian Manning and Guaranteed Rate!
Andrew Giordano
16:55 24 Apr 21
Fantastic team! I'm a first time home buyer so I definitely had questions throughout the whole process, and Brian and his team were there every step of the way to help me. They made the entire process very easy and much less daunting than I expected. Each member of the team is highly knowledgeable and ready to contact with any questions. Highly recommend!
Riley Mclaughlin
07:13 24 Apr 21
Brian and his team are wonderful! They made each step from the initial loan application to closing a smooth and easy process. Brian's team even sent a personalized gift following closing, which further shows their care and appreciation for their customers. Highly recommend!
Vanessa Hilbert
20:54 21 Apr 21
Brian team acted quickly and gave me the best mortgage deal among all the lenders. Highly recommended!
Nghia Nguyen
01:57 20 Apr 21
UPDATE 4/19/2021: It's over 5 years since I bought my house and I decided it was time to refinance. I very happily went with Brian and team again. Though he's switched companies since my original loan, I'm thrilled to see the amazing service hasn't changed. The process was as seamless and professional this time as it was the first time and I stand by everything I said in the initial review below.========Original review: I can't recommend Brian highly enough. He was recommended by my realtor initially. From the first time I reached out until closing day, he was always incredibly responsive. Even when he was on vacation in Nepal, he still managed to get everything done and respond immediately to any questions I had.When I first asked for a rate quote, he sent me the info in this neat little online tool which broke it apart by the different loan options and provided extensive information on the loan. It had a personalized video from Brian attached to it explaining everything (and he followed up with a phone call immediately after). It was clear, concise, and very easy to follow. Considering this was my first home, this was a huge deal for me. It also didn't hurt that the rate that he quoted me was far below any of the others I got.Throughout the process Brian was always available but never pushy. He explained every step of the process and what was required. I had heard so many horror stories about the loan process but Brian made it incredibly painless. In fact, it was so easy we closed on the house a week early. He even showed up to the closing just in case any questions came up.I also got a weekly phone call from one of his assistants just to ensure that I'm kept updated as things moved along.I would recommend Brian and team to anyone looking for a loan. Knowing what I know now I would probably go back to him even if his rate quote were a little higher than others (though, as I said, he actually came in WAY lower) just because of how good the experience was.
Ben Bayer
14:47 19 Apr 21
I was impressed with The Brian Manning Team from start to finish. In a total maze of paperwork, Brian and his team kept us organized and on top of it all through the entire process.
John Parnigoni
23:33 10 Apr 21
Getting a mortgage is a very scary process with so much stuff to do. I used Brian and team this time and the process went well. The team was very informative and helpful during the while process. Once closing came, everything went smoothly! I contribute this in part with Brian and team. I have used Brian and team for my initial mortgage and two refinances. Each time it went well without hassle. Thank you!!!
Craig Moeller
19:00 09 Apr 21
Brian and his team were really great to work with. They helped us with our refinancing. Entire process was very efficient and smooth. Glenn and Alexis were very active in doing timely follow up and providing updates, answering any questions. Team is very professional and kept the whole process very straightforward and transparent.
kruti patel
04:00 08 Apr 21
I am so grateful for the patience, professionalism and honesty Brian Manning's team delivered when working with us to provide a loan for our first home. Brian was always so receptive and gave us clear expectations for what we needed to qualify for our home loan .The team communicated with us in a timely manner and it helped me not go insane throughout the process of underwriting. Lidia was one of my favorites on this team, she would always be ready to answer all my questions and was so friendly every time we spoke. Communication between the team could improve a little but apart from that it was a smooth process from beginning to end. I would highly recommend this team and their hard work because it shows! I was amazed at the interest rate they gave us. There is no need to look for other lenders. Guaranteed Rate is where to go!
Ari Marcano
01:54 07 Apr 21
Brian and his team were so great to work with! They made our refinancing process easy, efficient, and stress free! Thank you! I highly recommend their team!
Sarah Ottoson
19:13 03 Apr 21
Brian’s team made the mortgage loan process as smooth and low stress as it could be.
sarah wheatley
22:34 31 Mar 21
Brian and his team were great! Communication was stellar and they made the process easy. I appreciate the Tuesday updates and calls from Brian asking if I needed anything or if I had any questions. I will never use another lender! Thank you all!
Andrew Perea
18:09 31 Mar 21
Brian and his team are awesome! We've done four loans with Brian now, between new mortgages and refi's and they never disappoint!
Brian Primeau
15:30 29 Mar 21
Brian and his team were wonderful to work with. I appreciate the prompt, regular communication, easy to follow process, and great rate. Thank you Brian and team for making the process easy!
Skye Giordano
17:40 18 Mar 21
The guaranteed rate team went above and beyond in helping us refinance our home. Being self employed, refinancing can be tricky, especially with loss of income due to Covid shutdown. They went over all our options and helped us get a great rate with a smooth process. Very helpful along the way with check ins and updates. The closing process was easy and we couldn't have asked for anything better.
Cassie Stonecash
15:01 18 Mar 21
Great rate and went very smoothly!
Donna Waters
20:22 08 Mar 21
Brian and his team were the best. My refi was such an easy and painless process. Thanks to Glenn, Alexis, Lidia and Ashley. They all made sure when an email was sent to me it was followed by a phone call. We feel like family when dealing with Brian as he has been helping our family since 1994 when we purchased our 1st home. Thank you all and have a Blessed year!
Impala65
23:53 04 Mar 21
I researched lenders and was going to go with a ‘big name company’ before my realtor suggested Brian Manning, who is local in my area. SO glad she did! Going through the process of first-time home-buying is a big deal, and now I understand HOW important it is to have a lender that is super communicative, super responsive, transparent and actually local. I doubt that a ‘big name’ company could have provided me the communication Brian & his team did. They were in constantly in contact with me, immediately answered questions via email & phone, available on weekends, and very honest & transparent through the whole process. The electronic submittal process for the loan application was painless. Closing was a breeze. I really appreciated that!!
Kirsten McIlrath
13:53 03 Mar 21
Brian and his team were great, they were super communicative and answered all of our questions. Brian checked in with us and gave us some great advice. Overall the process was so smooth. I would reccommend them to anyone!
Lakshmi Cohen
02:13 03 Mar 21
We highly recommend Brian, Glenn and the rest of his Team at Guaranteed Rate for any lending needs. They are all true professionals and make the loan/refinance process (we've done both with them) remarkably straightforward, transparent, and stress-free. 10/10
Kelton Shockey
00:32 03 Mar 21
I used Brian Manning at Guaranteed Rate to refinance a rental property in Colorado. I live in the Washington DC area. I can say without reservation the team embodies professionalism from start to finish. As the application moved through the loan process, a different team specialist handled it at each step. What is impressive is how well the team coordinated with one another so that nothing fell through the cracks. And each specialist was knowledgeable, efficient, and cheerful. As a result from application thru funding the refi was completed within a month. The Guaranteed Rate software which manages the documents is easy to use. When I encountered a couple of login glitches, the Manning team was there promptly to help me sort it out. BTW, the loan rate was by far the best I received from any agency.
Charles Martin
13:05 02 Mar 21
I have dealt with many lenders and Brian Manning's team has surpassed my expectations. The whole experience was phenomenal, from the beginning, I felt like we were in good hands. Brian took the time to keep us updated every week and throughout the process. He and his team were sincere and were happy to answer questions when they arose. I couldn't be more happy with the whole process and would recommend the Brian Manning Team to all of my clients, friends and family!
LeeAnn Perea
21:27 24 Feb 21
It was an awesome experience working with Brian and his team to refinance my home. The staff was very responsive and helpful. They managed to get a good rate for me and waived the appraisal fee. The whole process went super smooth. I highly recommend them as a mortgage lender.
Tom Weng
03:17 18 Feb 21
I have worked with Brian and team multiple times, and it has always been a great experience!
Gopakumar Padmanabhan
00:57 28 Jan 21
We refinanced our home with Brian Manning's team, and the experience could not have been any easier. Brian gave us the initial overview and his team shepherded the process along using modern tools to streamline the document signing, etc.
Ray Bambha
16:59 23 Jan 21
We knew right when we spoke with them that Brian Manning and his team would be a great choice for our mortgage lender. They were transparent through the entire process and very personable. Highly recommend!
Austin L.
02:34 15 Jan 21
Best experience ever! As a first time home buyer, the whole process seemed daunting, but after talking to Brian, we felt at ease and comfortable with him to dive into the process. He had knowledge and experience, and he was very transparent and honest with us throughout, and we greatly appreciated that. After going under contract, the process was very smooth and each person on Brian's team were on the same page, which was great! We closed on time, and there were no hiccups. Look no further! Great rates and customer support!
Betty Leicht
17:20 13 Jan 21
Brian and his team are the best! We are repeat customers! The refinance process could not have been any easier. Everything went very smoothly form start to finish. Everyone we had contact with was very responsive and willing to help and answer any questions we had. We will recommend the Brian Manning Team at Guaranteed Rate to friends and family!
Mimi Stockton
16:04 12 Jan 21
Brian and the whole team at Guaranteed Rate made the whole home buying process a breeze, 10/10 will recommend to anyone and also be using them again for future home buying!
Donovan Blash-Lopez
20:58 31 Dec 20
The Brian Manning Team at Guaranteed Rate was phenomenal! They were knowledgeable, dedicated and responsive throughout the entire process. It was our first time refinancing and with these unprecedented times of COVID, we were weary of making such a big decision but Brian Manning and his team of professionals made it a smooth process. We are very fortunate to have worked again with Brian after buying and closing on hour house 4 years ago! Highly recommend for your mortgage lending needs. :)
Andres Daubar
18:44 10 Dec 20
Absolutely the best choice on the market. From extremely competitive rates, to total transparency, to extremely friendly staff, this company has it down. The entire time I never even felt as if I was working with a mortgage company or lender, but asking advice from trusted friends. It's been about a month and a half since I bought my house and have 0% buyers remorse and still think the Brian Manning Team is #1.
William Jeffery
02:19 10 Dec 20
Brian and his team exceeded expectations throughout the buying process. He worked seamlessly with my realtor to ensure a smooth, frictionless, and ontime closing!
Trey Cole
00:43 02 Dec 20
Manning and his team made the loan process smooth and easy. Very good communication.
Michele Moffat
23:35 01 Dec 20
Brian is super motivated and honest with the loan. He is really helpful and responsible to work with. He helped me to get the best rate that I ever quoted and the final figures is exactly when he showed to me in the first place. I would recommend him!
Yuhui Lai
16:41 20 Nov 20
Brian and his team were amazing! I loved working with them all and they were extremely helpful with helping me understand the approval and closing processes associated with buying my first home.
Chris Wagner
21:20 11 Nov 20
Brian kept the loan process as simple as can be. He asked only the questions that were relevant, and requested only the documents that were needed. Brian called with updates and to ask if we had any questions. On top of the good communication, we enjoyed the nice "extras" that came with working with the Brian Manning Team, including a surprise gift of moving boxes.
Stephen A.
20:58 02 Nov 20
Our transaction involved a tight closing schedule, so we picked Brian Manning and his team for their reputation to do the job. I really appreciated that, multiple times, my realtor reached out to Brian and Brian responded right away; in those instances, the immediacy of Brian's response was material to the transaction. 5 stars for closing on time and for a killer interest rate.
Corinne A.
20:28 02 Nov 20
Five years ago I got my first mortgage through Brian and the process was seamless. Fast forward to today and my refi experience was just as easy. Brian and his team are professional and personable. Highly recommended
Duncan Cameron
19:54 28 Oct 20
Brian and his team made applying to a mortgage as easy as possible. They have a very clear and straightforward system. Brian and his team regularly updated us and sent us encouraging messages as we moved through the steps. They got us a low rate.
Sandrine Catris
15:14 28 Oct 20
Easy application and underwriting process, very friendly team that communicated often and well, and got us a great rate!
Olivia Lockhart
21:12 16 Oct 20
Brian and his team are communicative and efficient! They helped demystify the home buying process and made it as simple as possible. They were all available to me via phone, email, or text -- however I preferred to communicate, they were responsive. I also appreciated that I was able to accomplish everything up through signing online and on my own time. Great team, and I'll continue to recommend them to my friends and colleagues!
Jenny Lane
20:37 12 Oct 20
Edit Sept 2020: I just completed a refi with Brian Manning's team. It's so great to work with actual humans who are local, knowledgeable, and available. Very happy with my rate and experience.__Brian was referred to me by my real estate agent. From start to finish, I found him to be both highly professional and personable, knowledgeable and available for last minute inquiries. I'm happy to recommend him and his entire team.
Tina Edelein
19:18 29 Sep 20
Brian Manning has been the Mortgage Broker for two of our family members now. As a first home buyer, I had been told it's one of the most stressful experience to have but it was so easy. He and his team walked me through every step of the way and also got me the lowest rate I could ever imagine - locked in with no penalities for paying extra if I want to! The welcome gift was also a lovely touch. Thank you!
Hana Caruso
16:48 18 Sep 20
We were very happy working with Brian on our mortgage when we bought our house five years ago, so when it came time to refinance we reached out to him – in addition to two other lenders, to have some offers to compare. Brian’s team was so much more responsive and helpful than anyone else. In less than a day, we’d received detailed breakdowns of potential costs for several refi scenarios – something we were never able to get from the others. The whole process was clear, simple and efficient, and the team always let us know what to expect next. Any questions were answered promptly. We even closed well in advance of the initial estimated date. With interest rates low, the mortgage industry has a lot of business now can probably take or leave yours; but Brian has always treated us like we matter to him.
Paul Madden
16:33 18 Sep 20
Brian got me an amazingly low interest rate, easily beat out any other lender I spoke with. In addition he was super knowledgeable, helpful, friendly, and responsive. 5/5 stars would highly recommend him and his team to help you buy your home.
Zach Sturm
23:34 08 Sep 20
Brian's team made buying our first home much easier than expected. From the beginning, he called us to walk us through every step of the process, and his team regularly followed up on deadlines and action items so that we didn't miss anything. Plus, the paperwork and payment processes are VERY secure. I never felt at risk of fraudulent activity. Definitely recommend Brian and his team, especially if you are buying a home for the first time.
Maria Giordano
14:04 05 Sep 20
Brian and his team were amazing! They made our first time home purchase a breeze!!! Highly Recommended
Aaron Dickinson
03:01 05 Sep 20
I just refinanced through Guaranteed Rate and couldnt have been happier with Brian Manning's team!From the time I applied through final closing Brian was thorough, communicative and timely. I received a very competitive rate and I would definitely recommend them to anyone.Our closing was super convenient and the title company Brian organized met us at the location of our choosing - our backyard.Bottom line: you will be very happy if you choice Guaranteed Rate!Kind regards,Issac
Ike Gill
15:28 04 Sep 20
Brian made this process so painless and stress-free. He was wonderful from the start and answered all of my questions. His team was also great and made this whole experience easy and enjoyable. I highly recommend him and his team.
Brendan Doyle
21:59 01 Sep 20
Brian Manning and the whole Guaranteed Rate team were excellent throughout my process. As a first time home buyer, the process can be overwhelming, but Brian was very effective at communicating with me clearly and making sure I was comfortable the whole way. Will definitely recommend to family and friends!
Marie Moore
14:26 01 Sep 20
Brian Manning and team of Guaranteed Rate Inc. are superb! They are attentive, responsive, and professional. Brian is always avialble, patiently answers any questions you have and is happy to explain the lending process to you. We have used Brian for both our original purchase nad re-finance and happily recommend him to our friends. Give him a call, he be glad to provide you the best numbers he can get you!
Lisa Peraino
21:55 29 Aug 20
Would highly recommend Brian Manning and his whole team. All are extremely responsive, friendly, and helpful every step of the way! They truly made the purchase of our first home an enjoyable one!
Cory Schmid
03:56 27 Aug 20
My family has worked with Brian and his team a couple times now - each time they are very professional and are there every step of the way - HIGHLY RECOMMEND using them - Thanks Brian and Team!
Jared Brooks
19:09 07 Aug 20
Brian and his team are great. Smooth process the whole time. He was available for my texts and phone calls. Highly recommend Brian and his team!
Steve V
15:23 06 Aug 20
Brian and his team were attentive, proactive, and extremely helpful throughout the entire process. By phone call, text, or email, I got all the guidance and answers I needed (its my first time buying a home so I had plenty of questions). I can't recommend them enough!
James Brock
21:21 30 Jul 20
I hired his team twice, 1st time for a new purchase and 2nd time for a refinance. They did fantastic job on both (with low rate and smooth process). Highly recommend Brian as a lender.
Pu Zhang
00:59 24 Jul 20
Brian and his team were outstanding. Brian delivered on everthing he said that he would do. The process was quick and painless. I would recommend Brian for any loan needs that you have.
Peter Hooper
02:56 15 Jul 20
Huge shoutout to Brian and team (especially Lexi) for their exceptional service throughout my first-time home buying experience! Brian was able to beat competitors’ rates and made the whole process so easy I caught myself asking, ‘that’s it?’Great communication. No fuss. Highly recommend!
C. Scott
00:05 15 Jul 20
I've worked with Brian twice now and I am ridiculously impressed every time. Refinancing toward the beginning of the quarantine meant a lot of unknowns existed about the process. Brian and his team were so on top of it though that we had no problems at all. We were even able to do a totally virtual closing. Awesome experience as always.
Cate Seago
23:06 07 Jul 20
Brian is best! Always goes above and beyond, highly recommend for any and all lending needs.
Chris Edwards
20:03 06 Jul 20
We highly recommend Brian and his team. They did such a great job of walking us through the process, answering all of our questions, and just overall being available and helpful. He helped us with purchasing our first home and again when we were ready to refinance. He is a great choice for anyone looking for a lender in the Boulder area.
Christina Burton
23:50 27 Jun 20
Brian and his team have been fantastic to work with on our recent refinance. I had several questions about the refinance process and the team was always very patient, personable and informative. I now not only understand the process, but I'm very satisfied with my new loan! Very smooth transaction and a friendly team to work with!
Chris Burton
23:41 27 Jun 20
My husband and I just closed on our 4th property. We first went with a morgage lender that we had previously worked with. Six weeks later, after multiple delays, long hours spend faxing documents, and several last minute "no can do because of COVID," we switched to Brian. Brian got us underwritten in 7 days! His professionalism, attention to detail, understanding of the market, and overall care and enthusiasm made it happen. We could not have been successful without Brian. This has been by far the best experience we've ever had with any mortgage lender!
Jie Mao
23:00 27 Jun 20
I met Brian 4 years ago when I first moved to Boulder and he's been a valuable resource over the years leading to my first home purchase this summer. He coached me through the home buying process with a great ability to simplify and explain all the moving parts. His team is also very nice and easy to communicate with. 10/10 would recommend Brian Manning.
Joshua DSouza
13:04 10 Jun 20
Brian and his team did an outstanding job on my last loan. No paper was used throughout the process and we closed online. This is the second loan we have done and I would highly recommend his team!
Emmett Dowling
16:08 05 Jun 20
Brian Manning and his team of expert loan specialists were amazing throughout our recent refinance process! The attention to detail was really impressive. We couldn't have asked for a better result and would highly recommend their friendly group. They are personable, they are organized, and they are so good at providing an exceptional level of service.
Ben Kanner
17:37 03 Jun 20
As a first-time home buyer, I went into the mortgage process completely clueless (and a little scared!) but Brian made me feel informed and safe over our time working together. When we first met, he set aside a lot of time to explain the nitty-gritty of the mortgage process end-to-end, including answering all my newbie questions with friendliness. He checked in with me frequently, he used his economics expertise to help me score an absolutely outstanding rate, he made sure his end of the closing went smooth as silk, and he followed up with a hearty congratulations and another Q&A session after the closing. Not once did I have a question or concern that Brian couldn't address. Top marks!!
Brendan Barwick
23:39 23 Apr 20
We've worked with Brian and his staff on three occasions now (one home purchase and two refinances), and he has been incredibly helpful, and giving of his time, as we worked through each transaction. He is always patient and prompt with fielding our questions, the underwriting process is well-organized and efficient, and his is able to offer a quicker closing date than other lenders. I have recommended his office to our friends, and whenever we will have a need for a lender in the future, Brian is who we hope to work with again: he and his staff have my strongest possible recommendation.
Levente Szentkirályi
18:35 23 Apr 20
Brian and his team at Guaranteed Rate were attentive through the entire process of getting approved through moving into my new home. They were available for questions when they came up and I loved that I could sign paperwork online with time to read through it and not rushed to figure it all out sitting at closing. Thank you!
Angela Borland
15:00 18 Apr 20
I have used Brian Manning twice now -- one for my original mortgage loan 2 years ago, and again just recently for my refinancing. In both instances it was a perfectly pleasant and seamless experience. This most recent time was especially wonderful -- I was leaving town for the COVID-19 lockdown and wasn't able to meet in person for my closing. So not only did he push to ensure the closing happened before mortgage rates shot up again, he got me the lowest rate out there AND enabled me to close virtually, which I didn't even know was possible. I'd work with Brian again any day of the week. Even on Saturday, when for some reason he still takes work calls.
Allison Hardy
17:26 10 Apr 20
Great experience refinancing. Easy to use online signing and great costumer service
Brooke Fawcett
23:07 02 Apr 20
This was our second time buying a home, and Brian has stood out among all the lenders we've worked with. Brian was incredibly clear, responsive, and thoughtful throughout. He always offered the time to explain things and made service his #1 priority. I highly recommend working with him.
Elliot Freeman
02:50 02 Apr 20
Brian and team are extremely knowledgeable, able to answer complex questions in a simple and straightforward way and are simply put pleasant to work with. I can't suggest Brian enough for anyone shopping for a mortgage.
Chris Vonderhaar
21:21 01 Apr 20
Brian and his team provide the highest level of customer service that I have received in the lending world. They do a fantastic job of keeping you updated, answering any questions you have, problem solving, and making sure you are comfortable throughout the process. They are very competitive and a joy to work with. I highly recommend Brian and his team if you want a stress free and smooth process.
Madison Cervo
21:04 01 Apr 20
Been through both our first home purchase and a refinance with Brian and his team and have nothing but good things to say. They're friendly, quick to reply to our endless questions, and a blast to work with. Thanks y'all!
Nellie Stephenson
21:03 01 Apr 20
Brian and his team were great to have on our side during our first time house purchase process. They were able to answer all of our questions, and explained everything in clear detail. The entire process was made very easy to comprehend and seamless, which helped a lot since we had so many other things going on with a first time purchase.
Yannick Polius
23:18 18 Jan 20
Jayde Douthat
04:12 15 Jan 20
I recommend Brian Manning and his team to anyone looking to purchase a home or refinance. I've worked with other mortgage companies in the past, and Brian Manning's service and products are far superior to other companies. Very smooth process from application to closing.
Brian Seiffert
19:07 16 Dec 19
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