Our experienced, Colorado mortgage lending experts are here to answer questions big and small about purchasing or refinancing a home. If you’d like to do your own research, here are some helpful resources.
5 Mistakes to Avoid Before Buying a House (or Closing on Your Mortgage)
Buying a home, especially your first one, is an exciting time in your life. There’s freedom and a sense of accomplishment in owning a home, but there are a few mistakes that you may make before buying a home. These mistakes can lead to you not being approved for a mortgage even if preapproved.
How to Stop Paying PMI or FHA MIP
If you have a mortgage, you know that there are many things added to your payment aside from the principal and interest. In addition, you’ll be paying into escrow to pay your homeowner’s insurance and property tax. You’ll also notice something called PMI or MIP, which is mortgage insurance.
6 Documents Every Colorado First-time Buyer Must Have
Are you a Colorado first-time homebuyer? If so, it’s an exciting time to become a homeowner. Property values are rising, mortgage rates are low and owning a home offers a level of freedom that’s unattainable when renting, living with parents or roommates.
Understanding CHFA First-Time Homebuyer Assistance Programs
The Colorado Housing and Finance Authority (CHFA) offers several programs to help first-time homebuyers realize their dream of home ownership. From down payment assistance to special loan programs, there are options for Coloradoans from all walks of life. If you’re a Colorado first-time home buyer, it’s important to understand which CHFA programs are available and their requirements.
Things You Should Know Before Refinancing in Colorado
Many homeowners are refinancing to take advantage of lower mortgage refinance rates in Colorado. With rates reaching historic lows, refinancing activity across the U.S. reached its highest level since 2003. While refinancing has many benefits, it’s important to understand how it works and what to expect.
Should I Refinance? A Complete Decision-Guide
Refinancing could be a great idea when interest rates have dropped. However, even when rates are low, it may not be in your best interest to refinance. It’s important to know when to refinance to take advantage of beneficial rates. If you would like determining what a refinance would mean for your monthly payment, term and total paid, one of our loan experts would love to help you out.
Ready to Begin?
Contact The Brian Manning Team Today
You think you found it – the Colorado home you’ve been looking for. But now you’re on pins and needles wondering if you’ll be approved for financing. Contact us and let The Brian Manning Team make your mortgage process simple.